Frequently Asked Questions
Enrollment
The Golden Treasure Plan is the Gold & Diamond Jewellery Purchase Opportunity Plan.
No. Our Golden Treasure 10+1 Plan is a savings plan, where you first save for 11
and we pay 1 month installment On Behalf then you can make a purchase of
Jewellery after completion of the plan.
In the event of the death of the account holder, the person who was nominated by the
account holder at the time of enrollment can utilize the plan. Nominee relationships
can be Spouse, Father, Mother, Son or Daughter etc.
You can enroll for a Golden Treasure 10+1 Plan either at our store or online. Here's a
step-by-step guide to enroll online:
- Please click on the "Create Account" on our App or Website.
- Enter the mobile number and verify it.
- Please enter your Aadhar Number and nominee details.
- Choose the plan and select the amount for the plan.
- Verify Aadhaar card and proceed for E-sign. After that, you’ll be redirected to the payment gateway.
- Once the payment is successful, you will have started your Golden Treasure 10+1 Plan.
Once you create your account you'll have a user id and password and with that
you can login to our website and see your plan details.
The minimum amount is INR 3,000/- and for the maximum amount there is no limit.
No, you cannot change the amount after starting the Plan.
Our Golden Treasure 10+1 Plan cancellation/refund policy is available only after 6
installments and no extra benefits will be given.
While you can make all the installment payments together, the plan benefits will
only be issued on the plan maturity date, which is the 11th installment date.
Yes, you can start multiple plans at a time.
After completion of the Golden Treasure plan you have to redeem it in a 12th month,
in case if you don't claim it, the total amount you paid will get refunded in your
account without extra benefit.
Yes. Nominees can be changed after enrollment.
Payment
You can access your plan details (installment amount, due dates and payments made)
on the website after Log in. This provides the due dates against each installment.
The payment cycle for the next installment will be 1 month from the previous.
Please click on "Pay Now" against the installment you need to pay for and proceed.
Yes, you will receive the confirmation via sms and email. Also you can see overall details in your Golden Treasure account.
We offer multiple payment options: UPI, Net banking, Credit & Debit Cards.
Payments can also be made at our store.
You can access these details (installment amount, due date and payments made)
in the Golden Treasure account.
Yes, you will get reminders on your registered mobile number and email address before
the monthly due date.
Yes, we offer an auto-debit feature for Golden Treasure 10+1 Plan installment payments.
No, you can’t change your monthly installment due date after account creation.
You will not be eligible for the discount of that month if you miss paying the installments
within the due date.
Redemption
Your Golden Treasure 10+1 Plan will be auto redeemed on the maturity date. You can claim it by visiting our store.
After completion of Golden Treasure plan you have to redeem it in a 12th month, incase if you
don't claim it the total amount will get refunded in your account.
You can buy Gold & Diamond Jewellery.
You can make a purchase at our store.
Yes, you can redeem your plan before 11.However, you will not be eligible
for discounts.
No, you can't extend your Golden Treasure plan
Yes, you can customize the product.
No.